This policy describes Carolina Bank & Trust, our collection, processing, transfer and storage of data from visitors to our website at
www.carolinabank.net . This Privacy Policy applies only to the data collected on the Website and not to other data collected or processed by Carolina Bank & Trust.
If you are a Carolina Bank & Trust customer, please see our
Consumer Privacy Notice
, which we provide to all our individual customers, for a comprehensive explanation of how we collect, use, and share personal information and your choices for limiting the use and sharing of your information as our customer.
WHAT DOES CAROLINA BANK DO WITH YOUR PERSONAL INFORMATION
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
Payment history
Income
Credit history
Account balances
Credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Carolina Bank chooses to share; and whether you can limit this sharing.
Please see these different reasons for sharing personal information along with Carolina Bank's sharing policy and your ability to limit this sharing of information.
1.) For our everyday business purposes (such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus) - Carolina Bank does share. You cannot limit this sharing.
2.) For our marketing purposes (to offer our products and services to you) - Carolina Bank does share. You cannot limit this sharing.
3.) For joint marketing with other financial companies - Carolina Bank does share. You cannot limit this sharing.
4.) For our affiliates' everyday business purposes (information about your transactions and experiences) - Carolina Bank does not share this information.
5.) For our affiliates' everyday business purposes (information about your creditworthiness) -Carolina Bank does not share this information.
6.) For nonaffiliates to market to you -Carolina Bank does not share this information.
Who is providing this notice? Carolina Bank means Carolina Bank & Trust Company.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Information that has been entrusted to us will be held in the strictest confidence and used only for appropriate business reasons.
We collect your personal information, for example, when you
Open an account
Pay us by check
Apply for a loan
Make a wire transfer
Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
Sharing for affiliates' everyday business purposes - information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates - Companies related by common ownership or control. They can be financial and non-financial companies. (Carolina Bank does not share with our affiliates.)
Nonaffiliates - Companies not related by common ownership or control. They can be financial and non-financial companies (Carolina Bank does not share with nonaffiliates so they can market to you.)
Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you. (Our joint marketing partners include companies such as credit card companies.)
If you have any questions, comments or concerns regarding our Privacy Policy and/or practices, please send an email to:
mortgage@carolinabank.net.
Call: 843-398-8000
Carolina Bank & Trust
185 West Evans Street, Florence, SC 29501